Entering the year of the Fire Horse (Binh Ngo) 2026, males born in 1971 (Tan Hoi - Metal Pig) will be 56 years old (according to the lunar calendar). This year is forecasted to be one of many fluctuations and challenges, requiring you to be extremely calm and cautious in all decisions. Under the influence of the Tho Tu Star and the Ngu Mo Term, aspects from career and wealth to health and family require special attention. This article will provide a detailed analysis of the horoscope for Tan Hoi males in 2026 to help you prepare in the best way.

What is the overall 2026 horoscope for a male born in 1971 (Tan Hoi)?

The year 2026 is the year of the Fire Horse (Binh Ngo), which belongs to the Water element (Heavenly River Water). Males born in 1971 (Tan Hoi) have the destiny of Metal (Jewelry Gold). According to the Five Elements theory, Water gives birth to Metal, which is a good sign, indicating that there are still opportunities for growth and support amidst difficulties. However, the combination of the Heavenly Stems (Tan and Binh) and Earthly Branches (Hoi and Ngo) is not harmonious, signaling a year with many obstacles and challenges to overcome.

Specifically, 2026 is predicted to be an unfavorable year for Tan Hoi males. Work may encounter obstacles and unfair competition. Finances show signs of loss, making it difficult to accumulate wealth. Family and health also need more attention. The fortune of "Ma Bi Dao" (Horse Struck by a Blade) further emphasizes the need for cautious action and avoiding risky ventures.

How does the Tho Tu Star in 2026 affect those born in 1971 (Tan Hoi)?

The Tho Tu Star is a malefic star belonging to the Earth element, primarily associated with obstacles, misfortunes, and issues related to litigation and gossip. When under this star's influence, Tan Hoi males born in 1971 should be mindful of:

• Career: You may face competition, sabotage from petty people, and a lack of smooth progress. It's easy to get involved in disputes or lawsuits if not careful with paperwork and contracts.
• Family: Family relationships may experience conflicts and disharmony. It's necessary to maintain a calm and conciliatory attitude to preserve peace.
• Travel: Traveling far is not favorable and should be limited unless absolutely necessary. Pay attention to safety when commuting.

The Tho Tu Star's influence is usually strongest in the 1st and 8th lunar months. You should maintain a steady mindset, think carefully before acting, and avoid being hasty to prevent unfortunate consequences.

What to note when facing the Ngu Mo Term in 2026?

Ngu Mo is a minor term limit primarily related to the loss of money and property. When encountering this term, Tan Hoi males need to be particularly cautious with financial matters:

• Financial Management: Avoid lending large sums of money, especially to those you don't trust well. It will be very difficult to get it back.
• Business Investment: Do not invest in risky fields that you have not thoroughly researched. Be wary of investment offers with unusually high returns.
• Shopping and Transactions: When buying goods, especially valuable items, check the origin, quality, and receipts carefully to avoid purchasing counterfeit or low-quality products.
• Asset Protection: Be careful of theft and loss of belongings. Lock doors carefully when leaving the house.

Detailed analysis of the 2026 horoscope for Tan Hoi males by aspect

Under the influence of the stars and term limits of 2026, various aspects of life for Tan Hoi males will unfold as follows:

1. Career:
Career and reputation will not see major breakthroughs in the Year of the Fire Horse. The path to promotion seems to stagnate, and you may even encounter unnecessary troubles caused by detractors or wrong decisions. It's advisable to maintain your current position, do your job well, and avoid changing jobs or expanding business this year. Humility and harmony with colleagues will help reduce workplace gossip.

2. Finance:
This is the most worrying aspect in 2026. The Ngu Mo Term warns of the risk of financial loss. Making money is difficult, and keeping it is even harder. Tan Hoi males need to create a clear spending plan, cut unnecessary expenses, and absolutely avoid participating in gambling or high-risk investments. Tight financial management is the key to overcoming a difficult year.

3. Love and Family:
The Tho Tu Star can bring a tense and discordant atmosphere to the family. Minor conflicts can escalate into major arguments if family members do not know how to compromise and listen to each other. As the pillar of the family, the Tan Hoi male needs to show more tolerance and care for his wife and children. Spending time nurturing family bonds will help neutralize negative energies.

4. Health:
In your 50s, health begins to show signs of decline. In 2026, Tan Hoi males need to pay more attention to diseases related to the digestive system, bones, joints, and blood pressure. Avoid overworking, maintain a healthy lifestyle, eat a balanced diet, and exercise regularly. If any unusual symptoms appear, see a doctor immediately for timely diagnosis and treatment.

Month-by-month horoscope for Tan Hoi males in 2026

• Month 1: Beware of issues related to lawsuits and gossip. Finances may be drained by early-year spending.
• Month 2: Work shows some progress but still faces many difficulties. More effort is needed.
• Month 3: Be careful with your words to avoid conflicts. Pay attention to digestive health.
• Month 4: Wealth luck is poor; avoid investing or lending money. Minor conflicts may arise in the family.
• Month 5: Work becomes stressful; stay calm to find solutions.
• Month 6: Luck improves; you may receive help from a benefactor at work.
• Month 7: Limit long-distance travel and be careful when commuting to prevent unexpected accidents.
• Month 8: The challenging month of the Tho Tu Star; be extremely cautious in all matters, especially finances and relationships.
• Month 9: Things gradually stabilize. Family life is harmonious, with good news from children or grandchildren.
• Month 10: Work remains stable. Health needs attention, especially age-related illnesses.
• Month 11: Finances show better signs but still require tight spending management.
• Month 12: A relatively peaceful month. Take time to rest, review the past year, and plan for the new one.

Guidance for mitigating bad luck and useful advice for Tan Hoi (1971) males

To mitigate the negative impacts of the Tho Tu Star and Ngu Mo Term, Tan Hoi males can apply the following methods:

• Spiritually: You can perform a ceremony to neutralize the star's influence at the beginning of the year to pray for a peaceful and lucky year. The ceremony is often conducted on the 19th day of each lunar month, especially in the first month. More importantly, cultivate your mind, do good deeds, and help those in need to accumulate merits.
• Feng Shui: Since the Tho Tu Star belongs to the Earth element, you can use feng shui items of the Metal element (as Earth produces Metal) to reduce the star's negative energy, such as wearing gold or silver jewelry.
• Lifestyle: Always maintain a humble and cautious attitude in everything. "A single act of forbearance saves one from a hundred troubles"; stay away from useless arguments. Manage finances transparently and clearly. Take care of your health and pay more attention to your family.

Overall, the year 2026 (Binh Ngo) is a year of many challenges for males born in 1971 (Tan Hoi). However, "in every crisis, there is an opportunity." If you know how to conduct yourself, act cautiously, and always aim for good, all difficulties will eventually pass. To understand more about destiny and how to improve it, you can learn more about spiritual horoscopes. Wishing you a strong and peaceful new year!