Entering the year of Bính Ngọ 2026, males born in 1978 (Mậu Ngọ) will turn 49 in the lunar calendar. This is a year full of challenges, but also opportunities for those who know how to seize and resolve them correctly. Under the influence of the Thái Bạch star and the Toán Tận term limit, along with committing Trực Thái Tuế, this individual needs to be extremely cautious in all decisions, especially regarding finances and health. This article will provide a detailed analysis of the destiny of Mậu Ngọ gentlemen in 2026 to help you prepare best.

What is the overall horoscope for Mậu Ngọ 1978 males in 2026?
The year of Bính Ngọ 2026 is forecasted to be a year of many fluctuations for Mậu Ngọ 1978 males. For an overview, let's consider the elements of heavenly stem, earthly branch, and five elements:
- Regarding the Five Elements: Mậu Ngọ males belong to the Fire element (Thiên Thượng Hỏa - Sky Fire) encountering the year of Bính Ngọ with the Water element (Thiên Hà Thủy - Heavenly River Water). According to the five-element law, Water overcomes Fire. This signals a year of many obstacles, potential health decline, and business difficulties, requiring much more effort to achieve results.
- Regarding the Heavenly Stem: The Mậu stem (Earth element) of the age meets the Bính stem (Fire element) of the year. Fire generates Earth, which is a very good mutual generation relationship. This indicates that there will be benefactors to help in times of trouble, and support from superiors. If you are humble and willing to learn, you will overcome challenges.
- Regarding the Earthly Branch: The Ngọ (Horse) branch of the age meets the Ngọ branch of the year, forming a Trực Thái Tuế (Direct Clash with the Grand Duke Jupiter) situation. Clashing with Thái Tuế often implies a volatile year, unstable psychology, susceptibility to gossip, and unstable health and wealth. Everything needs to be handled with great care.
Conclusion: 2026 is a challenging year for Mậu Ngọ males. The conflicting five elements and the clash with Thái Tuế require calmness, perseverance, and caution. Fortunately, the supportive heavenly stems bring a ray of hope through the help of benefactors.
How does the Thái Bạch star affect the Mậu Ngọ 1978 in 2026?
In the Cửu Diệu (Nine Stars) system, the Thái Bạch star (also known as the Venus Star) is considered one of the most powerful inauspicious stars, particularly bad for wealth. There's an old saying: "Thái Bạch sweeps the house clean," implying the loss of money and property, even bankruptcy. When under this star's influence, Mậu Ngọ males need to pay special attention to:
- Finances: Prone to significant financial losses, possibly from failed investments, scams, or unexpected expenses like illness or home repairs. It is necessary to manage spending tightly, avoid risky investments, and not lend large sums of money.
- Career: Susceptible to troublemakers, getting involved in disputes and lawsuits. A peaceful and harmonious attitude should be maintained in relationships with colleagues and partners.
- Health: Beware of diseases related to the respiratory system and bones. Be careful when traveling to avoid accidents.
However, the Thái Bạch star does not only bring bad things. People with Metal or Wood elements might even find fortune. For Mậu Ngọ males with the Fire element, the negative impact will be more pronounced as Metal clashes with Fire. The Thái Bạch star is most inauspicious in the 5th lunar month and is associated with the color white.
What is the meaning of the Toán Tận term limit in 2026?
Besides the Thái Bạch star, Mậu Ngọ males also encounter the Toán Tận term limit. This is a major term associated with financial loss and unexpected accidents. When facing this term, one should pay attention to:
- Financial Loss: The Toán Tận term can cause you to spend money suddenly and unexpectedly. This could be due to business losses, theft, or large medical expenses. Absolutely do not carry a lot of cash or valuable jewelry when going out.
- Accidents: Be extremely careful when traveling, especially when driving long distances or crossing water. Limit alcohol consumption when participating in traffic to avoid unfortunate accidents.
- Health: Prone to sudden illnesses; regular health check-ups are necessary for early detection and timely treatment.
The combination of the Thái Bạch star and the Toán Tận term creates a year full of financial and safety challenges. Therefore, the life motto for Mậu Ngọ males in 2026 should be "play it safe" and "slow and steady wins the race."
How to mitigate bad luck in 2026?
Despite facing inauspicious stars and terms, destiny is in one's own hands. Understanding your spiritual horoscope and proactively taking measures to mitigate negative effects will help:
- Perform a star-releasing ceremony: At the beginning of the year or monthly on the 15th lunar day, the homeowner can perform a ceremony to worship the Thái Bạch star to pray for peace and reduce misfortunes. The offerings can be simple; the most important thing is sincerity.
- Do good deeds: The best way to resolve bad luck is to perform good deeds and accumulate merit. Regularly do good things, help those in need, release captured animals, etc. The positive energy from these actions will help transform bad luck and increase blessings. Sometimes, a small financial loss for charity can help you avoid a much larger disaster.
- Use Feng Shui items: Mậu Ngọ males have the Fire element, while 2026 has the Water element (clashing). To balance this, you should use items belonging to the Wood element (as Water nurtures Wood, and Wood nurtures Fire). You can wear an agarwood bracelet, place green plants in your home, and use items in shades of green.
- Maintain a positive mindset: When facing difficulties, maintaining an optimistic and calm spirit is extremely important. Avoid anger and pessimism, as they only make things worse. Meditation, reading, and exercising are good ways to keep a peaceful mind.
Month-by-month horoscope for Mậu Ngọ 1978 males in 2026?
Here is a detailed forecast for the 12 months of the Bính Ngọ year 2026:
- Month 1: Start the year by spending time with family. Career has not shown much progress, avoid large investments. Pay attention to health during spring travels.
- Month 2: Luck improves. Benefactors will help with work. Finances show slight improvement but don't be complacent.
- Month 3: Be careful with your words to avoid gossip and arguments at work. Family relationships need nurturing.
- Month 4: Beware of issues related to documents and legal matters. Work may encounter some obstacles, requiring patience to resolve.
- Month 5: The most inauspicious month due to the Thái Bạch star. Heavy financial loss, absolutely no investing or lending. Health declines, need more rest.
- Month 6: Things gradually stabilize. There are opportunities to resolve previous difficulties. Finances show signs of recovery.
- Month 7: The 'ghost month', you should limit long-distance travel, especially near water. Be cautious in everything you do to avoid mistakes.
- Month 8: Good fortune, smooth career path, may be recognized by superiors. Wealth is prosperous, with potential for unexpected income.
- Month 9: A lot of luck in both work and finance. This is a good time to implement long-held plans.
- Month 10: High pressure at work, requiring intense focus. Pay attention to health, beware of illnesses due to weather changes.
- Month 11: Stable fortune. Do not change jobs or expand business this month. Spend time taking care of yourself and your family.
- Month 12: A busy but rewarding end of the year. Stable finances, with savings. Review the year and plan for the new one.
Frequently Asked Questions about Mậu Ngọ 1978 Male in 2026?
- In 2026, does a Mậu Ngọ male clash with Thái Tuế?
Answer: Yes. Mậu Ngọ 1978 males commit Trực Thái Tuế (Direct Clash) in the year of Bính Ngọ 2026.
- In 2026, does a Mậu Ngọ male commit Tam Tai?
Answer: No. The Ngọ (Horse) zodiac sign encounters Tam Tai (Three Calamities) in the years of Thân, Dậu, Tuất. 2026 is the year of Ngọ, so it does not commit Tam Tai.
- In 2026, does a Mậu Ngọ male commit Kim Lâu?
Answer: Yes. In 2026, the individual is 49 years old (lunar age), which commits Kim Lâu Thân (harmful to oneself).
- In 2026, does a Mậu Ngọ male commit Hoang Ốc?
Answer: Yes. The lunar age of 49 falls into the Lục Hoang Ốc (Desolate House) palace, which is not good for building or buying a house.
- Should a Mậu Ngọ person build a house in 2026?
Answer: It is not recommended. In 2026, this age commits both Kim Lâu and Hoang Ốc, two major taboos in construction, which could bring misfortune to the homeowner.
In summary, the year of Bính Ngọ 2026 is a year of many challenges for Mậu Ngọ 1978 males. However, "within crisis lies opportunity." If you can maintain calmness, be cautious with finances, prioritize health, and do many good deeds, you can absolutely navigate the year safely and even gain valuable lessons for the future.